Mortgage Pre-Underwriter - Pre-Approval Manager

Company: Fulcrum Home Loans
Location: Meridian
Posted on: April 18, 2025

Job Description:

We are currently seeking an experienced and detail-oriented Mortgage Pre-Underwriter (or as we call it, a Pre-Approval Manager) for our dynamic lending team. This position combines the skillset of a Mortgage Pre-Underwriter and a Loan Officer Assistant.



You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry.



This is an in-office position only, NOT work from home.



If you are looking for an excellent position that will help you reach your financial goals, start your application today!

Responsibilities:
--- Effectively guide clients through the Pre-Approval Process
--- Gather all necessary information and documentation needed to effectively analyze the borrower's qualification for Conventional, FHA, VA, USDA, and Non-QM programs
--- Pull Credit
--- Income analysis
--- Structure the loan file in alignment with the borrower's financial goals
--- Clearly and joyfully communicate to both borrowers and Realtor partners throughout every step of the Pre-Approval process
--- Manage, organize, and fully utilize CRM, internal efficiency systems
--- Proactively innovate new ideas to increase client retention
--- Consistently execute follow-up protocols
--- Prioritize actions and time spent within daily/weekly/monthly team KPI's

Qualifications:
--- NMLS License, or willing to obtain NMLS License upon hire
--- High attention to detail and analytical skills
--- Strong problem-solving skills, ability to think outside the box, and a---can-do---mindset
--- Team player with a team-oriented mindset
--- Strong written and verbal communication, and customer service skills
--- Ability to use standard Microsoft Office products, as well as the ability to learn and quickly implement new systems
--- Prior experience in finance, mortgage lending, real estate, or title/escrow is recommended,---but not required

About Company:
At Fulcrum Home Loans, we continuously revolutionize the mortgage experience through empowered professionals, scalable systems, and cutting-edge technology. We are The Standard. Our culture of success inspires and builds up others, redefining what is possible within the lives of our people and the communities we serve.

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